Things To Do Before Closing

Before you close, there are a few things you need to take care of, like homeowners insurance and utilities.

1) Homeowners Insurance - It's always best to shop around & see who will give you the best rates. You may wish to contact your current insuance company and maybe these two, to see who will give you the best rates:

Filichia Insurance
6550 N. Wickham Road  Ste #9
Melbourne, FL 32940
(321) 984-5582
Say "hi" to  Natalie Alfaro there.
This email address is being protected from spambots. You need JavaScript enabled to view it.
http://www.mycoveragepro.com

The Insurance Center of Central Florida
3760 W. Eau Gallie Blvd. Suite 104
Melbourne, FL 32934
(321) 255-0986 ext. 202
Angie Biggs will help you
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2) Electricity - you will need to have the electric power in your name effective the date of closing. The power company is Florida Power & Light (FPL). You will have to set up an account for yourself by creating it at https://app.fpl.com/eca/EcaController

You will need the following information available in order to start electric service:

  • Your new address
  • Your Social Security, Tax ID or Social Insurance number
  • The date you expect to start service

If you'd rather not use the online method, they have a toll free number. 800-226-3545

3) Palm Bay Utilities: Even if your new home does not have city water or sewer, you will need city sanitation services. See the city's web page at: http://www.palmbayflorida.org/finance/ucs/customer/faq_new_service.html

Or have service started effective the date of closing by contacting:

Utilities Customer Service Department
120 Malabar Road, S.E.
Palm Bay, FL  32907
(321) 952-3420 or 1-800-952-3420
Email: This email address is being protected from spambots. You need JavaScript enabled to view it.

4) Brighthouse Networks is the local cable company.  They can also provide Voice over IP phone service and Internet service as well as cable TV service.

http://brighthouse.com/central-florida/default or call 1-866-309-EASY (3279)

I think the date of closing would NOT be a good day to have them come in. There will be a lot of chaos & stress that day with the closing. You may wish to schedule them for a day or two later.

5) Other utility companies are

Bell South - http://www.bellsouth.com - local and long distance phone service, DSL High Speed Internet, Wireless & Digital TV service

Direct TVhttp://www.directv.com - TV, phone, Internet (last two through AT&T)

Dish Network - http://www.dishnetwork.com - I think is similar, TV, phone, Internet (last two through AT&T)

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